Michael Joy is dedicated to relationship based lending, not transaction based lending. His business focus is long term and built on creating clients for life. He achieves this by genuinely listening to and understanding the needs of his clientele, and then creating solutions to meet their individual needs. Michael’s business is almost exclusively generated by referrals from satisfied customers.
Communicating openly, honestly and proactively with all parties is a priority for Michael, and he follows through as promised on commitments. A completely satisfied customer who will refer his services is the primary goal. Michael measures success from the relationships that are built from each transaction, not the income generated.
Loan officers and processors on Michael’s team are highly educated, informed, trustworthy and professional. Fairway Independent Mortgage Corp. is committed to industry-leading file turn times, with in-house processing and underwriting, and state of the art technologies.